Personal auto policies that extend collision coverage to a rental car
may only provide a coverage limit equal to the value of your own
vehicle. If the value of your personal vehicle is less than that of the
rental vehicle, you could cheapest car insurance online still incur some damage responsibility.
Typically, for credit card insurance to work, the rental car has to be
paid in full with that credit card, and you must decline the rental
company's collision waiver, and be the primary renter of the car
(although additional authorized drivers are also covered).
On a business
trip - Some personal auto policies might not cover rentals on business
trips. Most insurance companies DO NOT cover any automobile use that
involves delivery for business purposes of food, materials, supplies,
papers cheapest online car insurance or people.
an alternative is to buy a floating policy under home or renters
insurance so valuable items are fully protected wherever you go
costs $1-4 a day
costs $1-5 a day
covers medical and ambulance bills for anyone in the car
covers theft of items in vehicle
you probably don't need this if you have an existing car insurance
policy, or if you (and everyone else in the car) has adequate health
insurance coverage
Know the limitations of your own car insurance.
When you rent a car,
most private auto insurance companies' coverage (the coverage you have
on your own personal automobile) transfers over to the rental cheapest car insurance in mn vehicle
during the time the rental is utilized by you. Call your insurance
agency to make sure.
Certain rental vehicles - Some rental vehicles aren't covered (exotic
cars, camper, pickup trucks, etc.) If you are not covered adequately by
your own insurance policy and/or the credit card company, then you might
want to consider the rental agency's options - any insurance is better
than no insurance.
Hindsight is 20/20, and it is always better to pay a
nominal amount per day rather than having to pay thousands of dollars
over years in a cheapest car insurance in md payment plan for property damage, or having liens placed
against you for bodily injury damage. There are a few plans that most
states are required by law to offer:
Find out if your credit card company provides any kind of protection.
Some credit card companies offer rental car insurance coverage if you
use their card to pay for the rental.
In a foreign country - cheapest car insurance companies in florida Coverage may not apply.
Long-term rentals - Coverage may be limited. Most credit card company
plans cover vehicles rented for up to one month.
Personal effects coverage